Bad Credit Auto Financing in Thomaston & Midcoast Maine
For 70 years, the Shepard family has proudly served drivers throughout Thomaston, Rockland, Rockport, Camden, Waldoboro, Belfast, and communities across Midcoast Maine. Shepard Select was created to provide local drivers with a better way to shop for quality pre-owned vehicles — with transparent pricing, a no-pressure environment, and a customer experience built around trust and long-term relationships. When you shop with Shepard Select, you’re not simply purchasing a vehicle. You’re buying from a dealership family that has been part of the Midcoast community for generations.
Traditional Financing:
Purchase the car with fixed monthly payments over a set period. Own the vehicle outright at the end of your finance term.
Balloon
Financing:
Lower monthly payments with a larger final one at the end. Enjoy flexible options to pay off or refinance, and take advantage of easy trade-ins.
Special Low-Interest Loans:
Qualified buyers may get low APR, saving on interest and making it easier to drive your ideal vehicle.
Bad Credit Auto Loans:
Designed for those with credit challenges, we partner with multiple lenders to find a solution that suits your needs, helping you get the car you want.
Hand-Selected Pre-Owned Inventory
Not every vehicle makes it onto our lot. Our team carefully selects cars, trucks, and SUVs that meet our standards for quality, value, and reliability. Whether you’re shopping for a dependable commuter car, a family SUV, a capable truck, or an all-wheel-drive vehicle ready for Maine winters, our inventory is designed with local drivers in mind. We proudly offer a diverse selection of pre-owned vehicles to fit a wide variety of lifestyles and budgets.Vehicles Ready for Maine Roads
Living in Maine means your vehicle needs to handle changing seasons, coastal weather, and everything from snowy back roads to summer road trips along the coast. That’s why many of our customers shop Shepard Select for dependable SUVs, trucks, and all-wheel-drive vehicles that are ready for life in Midcoast Maine. Whether you’re commuting to Rockland, heading to Camden for the weekend, or towing your boat to the harbor, we’ll help you find the right vehicle for your lifestyle.Flexible Financing Options
Financing shouldn’t stand between you and dependable transportation. Our finance team works with a variety of lenders to help customers with excellent credit, first-time buyers, self-employed individuals, and customers working to rebuild their credit explore financing options that fit their needs. Whether you’re purchasing your first vehicle or starting fresh after financial challenges, our team is here to help guide you through the process.A Straightforward Trade-In Process
Trading your vehicle should be simple. We offer competitive trade values and make it easy to apply your current vehicle toward your next purchase. Even if you still owe money on your trade, our team can help you understand your options and navigate the process with confidence.No Pressure. No Gimmicks. Just a Better Experience.
Our philosophy is simple: treat customers the way we would want our own family treated. That means transparent pricing, honest communication, and a team focused on helping you make the right decision for your needs — not pressuring you into one. For 70 years, the Shepard family has built its reputation one customer at a time, and we’re proud that many of our customers return to us generation after generation.Experience the Shepard Difference
If you’re searching for quality used cars, trucks, or SUVs in Thomaston or anywhere in Midcoast Maine, we invite you to experience the Shepard difference for yourself. Visit Shepard Select today and discover why local drivers continue to trust the Shepard family for their automotive needs.
Personalized Solutions:
We tailor our financing options to fit your specific needs and budget, ensuring that whether you’re looking at used cars, SUVs, or trucks, we have a plan that works for you.
Flexible Terms:
With a great selection of popular brands across all vehicle types—cars, SUVs, and trucks—you can find a vehicle that fits your budget and lifestyle. Plus, our flexible terms make it easier to manage payments over time.
Credit-Friendly Options:
Our credit-friendly financing helps you drive off in the vehicle you want, even if you’re trading in. We make trading simple and hassle-free, allowing you to seamlessly transition into your next car.
Frequently Asked Questions
Yes. Shepard Select is part of the locally owned Shepard family of dealerships that has served Midcoast Maine for seven decades.
Yes. You can browse inventory, value your trade, apply for financing, and contact our team directly through our website.
Our inventory includes used cars, trucks, SUVs, and all-wheel-drive vehicles from many popular manufacturers to fit a variety of budgets and lifestyles.
Shepard Select proudly serves drivers from Thomaston, Rockland, Rockport, Camden, Waldoboro, Belfast, and communities throughout Midcoast Maine.
In many cases, yes. Our team can help you understand your payoff amount and available options.
Yes. We accept trade-ins and can apply your vehicle’s value toward your next purchase.
Yes. We regularly help first-time buyers navigate the vehicle purchasing and financing process.
Absolutely. We work with lenders that specialize in helping customers with less-than-perfect credit histories.
Yes. We work with a network of lenders to help customers with a variety of credit situations explore financing options.
Yes. Vehicles are carefully evaluated before being offered for sale to ensure they meet our standards for quality and value.
The Shepard family has proudly served customers throughout Midcoast Maine for 70 years and continues to be locally owned and operated.
Purchasing from Shepard Select provides additional peace of mind, financing options, trade-in opportunities, and the support of a trusted local dealership with a long-standing reputation in Midcoast Maine.
Absolutely! Trading in your vehicle can help lower your down payment and monthly payments. Contact us for an appraisal.
In most cases, we can provide an approval decision within a few hours. Apply online today, and we’ll get back to you quickly!
We specialize in helping customers with all credit backgrounds, including bad credit. Our team will work with lenders to find financing options that fit your situation.
Need assistance? Our finance team is here to help! With flexible financing, easy trade-ins, and a wide selection of budget-friendly used cars, SUVs, and trucks from top brands, driving your dream vehicle is just a step away.